IUGA Full Service Agency

• International Universal General Agency (IUGA) is a full-service group benefit agency that

provides all your employee benefits needs. We recognize that all healthcare is not created

equal. That’s why we work directly with you to customize the best healthcare plan and

services to fit the needs of your employer group. Investing in your employee’s healthcare

needs have a long-lasting economic effect. Healthier employees lead to a healthier community.

• Supplemental Dental and Vision Insurance is a separate insurance plan that uses cost-cutting methods to lower the amount of money owed for out-of-pocket cost when paying for dental and vision work.

• Voluntary Benefits are simple, affordable ways to help your employees protect their financial security in the event of a serious accident or illness. Traditional health insurance pays doctors and hospitals, while voluntary insurance pays benefits directly to employees, regardless of other coverage they have in place.

• Short/Long Term Disability can protect your financial well-being by replacing lost wages if an illness or injury prevents you from working.

• 401K Administration makes sure that retirement plans follow the rules and helps everyone save for retirement. They work with legal documents, perform analysis test, and monitor plan operations.

• Payroll Services can help save you time, help with payroll tax compliance, and government regulations letting you focus on running your business. Also, affordable options allow you to only pay for the services you need.

• Workers Compensation offers income, medical, death, and burial benefits in the result of work-related injuries or illness. This benefit also provides protection for employers in legal situations.

• Medicare Supplement, Medicare Advantage, Part D Plans help eligible beneficiaries choose the plan that is best for them.

• Full Insured Major Medical Plans are offered in the event the self-funded or previous healthcare and insurance plans do not meet the needs of your company. We provide additional medical plans that best match your needs for any employer group size.

• Comprehensive Enrollment Platform additionally, to the great benefits we have to fully meet the needs of your employer group, we also have an online enrollment platform to enroll your employees at anytime. Your employees will have access to their member portal to view benefits, claims, and plans.